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</html><thumbnail_url>https://www.abcfichas.com/en/wp-content/uploads/2025/08/what-is-human-capital.jpg</thumbnail_url><thumbnail_width>1263</thumbnail_width><thumbnail_height>744</thumbnail_height><description>Human capital refers to the collective set of knowledge, skills, abilities, experiences, and values that people possess and which directly influence their productivity in the workforce. It is an essential concept in economics and business because it emphasizes the role of people as valuable resources capable of generating growth and innovation. Unlike physical capital, such&hellip;&nbsp;</description></oembed>
